Community Federal Savings Bank | Come be a part of our Community!. Based in New York, CFSB offers a range of online banking services with no fee ATM, nationwide and easy to reach customer service. In addition to typical online banking CFSB also offers complete mortgage services and merchant services and payments, along with commercial lending, typically available only from brick and mortar banks. CFSB Member FDIC. CFSB is an Equal Opportunity Housing Lender.