Home | National Credit Guarantee Trustee Company Limited. National Credit Guarantee Trustee Company Ltd (NCGTC) is a private limited company aimed to support the India’s economic development agenda by assisting students & enterprises in obtaining finance from the member lending institutions. NCGTC facilitates access to financing through the guarantee schemes under its management. NCGTC is envisaged to provide credit guarantee to Member Lending Institutions(MLIs) for their loans in the areas of Education loans, Vocational Skill Development Loans; Factored debt , and any other guarantee as may be decided by the Govt.